A designated Roth IRA is a retirement savings feature that lets you make after-tax contributions through an employer-sponsored plan, such as a 401(k), 403(b), or governmental 457(b), with the potential for tax-free growth and tax-free withdrawals in retirement. Although the name sounds like an individual retirement account, a designated Roth account is not a standalone IRA you open at a brokerage; instead, it is a Roth component built inside your workplace retirement plan. This structure combines the high contribution limits of an employer plan with the tax treatment of a Roth IRA, giving employees a
What Is A Designated Roth Ira
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